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The Art of Stoozing to Make Money from Credit Cards (09 Feb 2007)
Stoozing, a sophisticated method of making money from credit cards that offer 0% introductory periods.
The Benefits Of Having Good Credit When Purchasing An Auto Loan (09 Feb 2007)
What are the benefits of having good credit when purchasing an auto loan? A credit report has an assigned score that is determined by an individual's financial situation and payment history. A high credit score shows any financial institution an individual's credit worthiness.
The Best Strategy To Erase Credit Card Debt (09 Feb 2007)
Informative article on best strategy to erase credit card debt
The Best Ways to Boost Your Credit Score (09 Feb 2007)
Because of the way credit scores are calculated, some actions you take will affect your credit score better than others. In general, paying your bills on time and meeting your financial responsibilities will boost your score the most. Owing a reasonable amount of money and being able to repay it will show lenders that you take your finances seriously and pose little threat of lost money. There are a few tips that, more than any other, will boost your credit score the most:
The Buyers Market (09 Feb 2007)
Can't buy your house in cash? Don't worry, you can borrow the money--Credit usage has become vital to the US economy, and in some cases devastating to the consumer. This article shows how is it both a necessity and a gamble.
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The Credit Card Surprise That You Need to Look Out For (09 Feb 2007)
What surprise is your credit card company hiding from you?
The Easy Way To Gain Access To Your Free Online Credit Report (09 Feb 2007)
When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you've dealt with other people's money. They find this information in your credit report.
The Exact Action To Take When You Find Errors In Your Credit Report (09 Feb 2007)
There are times when you may be turned down for credit and you do not understand why.
The FICO Score Misconceptions (09 Feb 2007)
There are many misconceptions about credit scores out there. There are borrowers who believe that they don't have a credit score. There are others who think that their credit scores don't really matter. These sorts of misconceptions can hurt your chances of gaining employment, obtaining preferred interest rates, and even your chances of qualifying for renting an apartment.
The Ghost of Expected Surprises (09 Feb 2007)
Here, Cratchet, what do you think you're doing? Uh, er, leaving sir. Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly. Uh, er, no sir. No sir? Well it's back to work for you the...
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The Hazards Of Your First Credit Card (09 Feb 2007)
Credit cards are almost as easy to get as your fruit and vegetables from the supermarket. For those who have not yet had a credit card, how can they prepare themselves? Or, better still, can they resist altogether?
The Importance of Having Good Credit (09 Feb 2007)
If you have poor or bad credit, know that it's not the end of the world. There are services available to help you get out of your current financial situation and guide you back on your feet. Credit is everything.
The Meaning of Credit Card Numbers (09 Feb 2007)
Every digit stands for something specific in the complex system of tracking billions of credit cards across the globe.
The Next Person With Credit Problems Got Their First Credit Card Today! (09 Feb 2007)
The Federal Trade Commission estimates that there are somewhere between 40 and 70 MILLION people in the United States with credit problems severe enough to prevent them from obtaining fair market credit.
The Right Way To Credit Repair (09 Feb 2007)
Bad credit is no fun but with these simple steps to credit repair, you can be on your way to a more carefree life.
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The Three Factors of Credit-Worthiness (09 Feb 2007)
Between the Internet, well-meaning family and friends, and know-it-all articles in the print media, it's hard to know where the facts end and the nonsense begins. Facts are everywhere, but so are urban legends, hidden agendas, and opinions posing as truth. Fact or fallacy - it can be devilishly hard to tell the difference. Learn the top 3 factors to good credit.
The Three Largest Factors In Your Interest Rate (09 Feb 2007)
There are three major factors that affect how much you pay for a loan. Understanding these factors can save you time, money and frustration. 1. The Federal Reserve Discount Interest Rate. Banks and...
The Truth About Credit (09 Feb 2007)
What you might not know about credit. Some people don't know about a loop hole in the credit reporting system.
The Truth About Low Interest Credit Cards (09 Feb 2007)
Low interest credit cards are wonderful if you can get your hands on one. They offer great rates so it is easier to pay off your balance in a timely manner. These cards are perfect for those making large purchases on their credit cards, or even those that use their card for everyday purchases. If you are researching low interest credit cards, consider these factors during your search.
The Truth About Prepaid Credit Cards (09 Feb 2007)
Prepaid credit cards have been around for over ten years now, although they are just now coming into the spotlight. Prepaid credit cards are basically credit cards backed by major credit card companies that offer you the ability to deposit money onto the card and then use it for purchases. You are not allowed to spend anything more than you have deposited in most cases.
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